Page 1 Page 2 Page 3 Page 4How CCRCs Operate Unlike assisted living facilities and nursing homes, CCRCs offer all levels of care and an abundance of services and amenities in one location. At a CCRC, the residential options include: 1) Independent Living Independent living is exactly what it sounds like. It is for people who wish to downsize to a maintenance-free apartment home located in a service-oriented community that allows active retirees to enjoy their retirement to the fullest. 2)Assisted Living Assisted living is the residential option for seniors who wish to maintain their independence and privacy, but also require some assistance with everyday tasks. Residents may be assisted with personal care, medication monitoring, dressing, personal mobility, cleaning and laundry, and other daily activities, depending on the level of support they may need. 3) Skilled Nursing Skilled nursing is a residential option for those who need daily nursing care and typically includes short- and long-term rehabilitation services. Nursing staff is available at all times to provide daily care, with physicians either on staff or on call to address medical needs. 4) Memory Care For seniors with Alzheimer’s or dementia, many CCRCs provide memory care in a secure assisted living or nursing home setting, usually on a separate floor or wing. Very often, residents live in semi-private apartments or private rooms that have structured activities delivered by staff members trained specifically to care for those with memory impairment. Understanding the Contract Options To suit each resident’s health care and financial needs, CCRCs provide several types of contract options. These contract options are agreements that determine the level of health care of which residents will be assured. There are a wide range of options for retirees who are looking to maintain their active, independent lifestyle while securing the health care they might someday need. When thinking about retirement options, seniors must consider their long-term health care needs and their financial resources. Today’s figures show that roughly 70% of people older than age 65 require some form of long-term care, and for many of those people, relocating to a continuing care retirement community (CCRC) best suits their current lifestyle and future care needs. But how do CCRCs provide tailored health care and financial options to all residents? ~2~ Securing your health and wealth means understanding your options